PT Bank Rakyat Indonesia (Persero) Tbk
BRI Establishing Ultra Micro Ecosystem
BRI Women Communi-Tree
BRI Desa BRILian
BRI Bersih Sungai
Listing Date:
10 November 2003
Listing Board:
Main Board

ESG Achievements

  1. Become one of few banks that are taking part in the “First Mover on Sustainable Banking” initiative initiated by OJK in 2015.
  2. Became one of the Indonesian Sustainable Finance Initiative (ISFI/IKBI) founders and was appointed as the Chair of IKBI from 2018 up to the present.
  3. Become the recipient of the “Integrated CSR Strategy for BRILian Tourism Village Development” award from IDX Channel (24 November 2021).
  4. Obtained the highest predicate or “Platinum” from the Asia Sustainability Reporting Rating/ASRRAT (17 November 2021).
  5. Awarded as “The Best Bank in Digital Services” from Tempo Magazine (19 October 2021).
  6. Awarded as "Top Leader on CSR Commitment" at TOP CSR 2021 (22 April 2021).
  7. Titled as “Most Trusted Company” from the Corporate Governance Perception Index (CGPI) with an increase in score from 93.25 (2019) to 95.10 (2021).
  8. Scored 110.2 on the ASEAN Corporate Governance Scorecard from the ASEAN Capital Market Forum (21 June 2021).
  9. Constituent SRI-KEHATI Index
  10. Constituent IDX ESG LEADERS Index.
  11. Medium ESG Risk Rating from Sustainalytics with score improved from 30.00 (6 November 2020) to 21.50 (22 November 2021).
  12. Obtained a 72nd percentile rank from the Corporate Sustainability Assessment Scorecard, Dow Jones Sustainability Index, with a score increased from 46 (12 November 2020) to 52 (12 November 2021).

Our ESG Journey

BRI started its ESG (Environmental, Social & Governance) implementation journey by consistently publishing its Sustainability Report from 2013, long before Indonesia’s FSA (Financial Service Authority) issued FSA regulation 51/2017 in 2017. In 2015, BRI became one of the few banks in Indonesia that took part in the First Mover on Sustainable Banking initiative initiated by the FSA and was later appointed as the chairman from 2018 up until the present. In 2018, BRI issued a sustainability policy to strengthen its commitment to sustainable finance by incorporating ESG dimensions into four aspects of banking activities:


  1. The composition of loans in sustainable businesses reached Rp614.2 T (65.1% of total loans) in 2021.
  2. One of BRI subsidiaries, PNM, has shown a vibrant contribution to SDG achievement, especially in achieving gender equality and empowering women by providing a loan scheme for underprivileged women named PNM Mekaar.
  3. Applying sustainable principles to the palm oil sector through loan policy that requires CPO borrowers to obtain ISPO and/or RSPO certification.


  1. Became the first bank in Southeast Asia to issue Sustainable Bonds in RegS format in 2019, where 69% of the proceeds from the Bond issuance were channeled to social projects and 31% to social projects.
  2. Develop a Digital Savings product in 2020 as an effort to reduce carbon emissions from customer mobility and paper use.


  1. Implementing operational and business activities that are more environmentally friendly by digitizing the business processes (BRISPOT, SenyuM Mobile, BRIMO, BRILink Web, BRISMART, BRISTARS, BRI API and BRISIM) as well as product digitalization (CERIA, Pinang and BRI Digital Saving).
  2. Issued the Sustainable Finance Action Plan (RAKB) in 2019 as part of BRI's long-term commitment to implementing sustainable finance.
  3. Starting the measurement of greenhouse gas (GHG) emissions from the company's operational activities in 2021, with GHG emissions of around 440,000 tons of CO2 (19% reduction from 2019).

Human Capital

  1. BRI is committed to maintaining diversity and equal opportunities for employees by creating a culture that supports and encourages the role of women and employees from various backgrounds (such as age and other minority backgrounds) in the workplace.
  2. In 2021, BRI's Employee Engagement Index was recorded at 3.46 (out of a 4.0 scale), the highest in the last three years.

In 2021, in line with the Company's vision to become “The Most Valuable Banking Group in Southeast Asia and The Champion of Financial Inclusion,” BRI, together with Pegadaian and PNM established an Ultra Micro Ecosystem to provide wider and more affordable access to finance for the entire community, especially for the Micro and Ultra Micro segments. In the same year, BRI established a Board Level ESG Committee and an ESG Division to further strengthen the implementation of ESG.

In 2022, BRI has prepared an ESG roadmap and strategy with the aspiration  "To be a World-class Sustainable Banking Group focusing on ESG," which will be supported by three strategic pillars, namely:

  1. Environmental, Formulate a strategy for climate change.
  2. Social, community empowerment.
  3. and Governance, Improving good corporate governance practice.
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